So many working people nowadays need some extra help. Whether it's financial or administrative, if you could benefit by applying for health insurance, heat assistance or perhaps for the Weatherization Program, support will be here in a week or so.

The PACE Health Access Program will be giving a hand to anyone who wants to apply for Health Insurance through the Massachusetts Health Connector or MassHealth on Thursday, November 1 at the PACE main office at 166 William Street, downtown New Bedford.

If filling out applications is confusing for you, Certified Connector Navigators will be on hand to assist you with applications. If you want to apply for the first time, or want to change your insurance plan, you have to do so during the open enrollment period which runs from November 1 through January 23.

It's amazing in a sad way, but so many people reading this right now don't have health insurance! All residents of Massachusetts are required to have health insurance, or face a tax penalty.

You are your best advocate for your health, so the SouthCoast Van will be on site to provide free flu shots and blood pressure checks from 9 a.m. until 1 p.m. Take advantage of the services.

I also know that a lot of working moms find it tough facing Christmas and paying the heating bill. November 1 is the first day of Fuel Assistance that ends on April 30. If you need help paying your heating bill, you should definitely apply. This program helps income-eligible persons who need help paying heating bills during the winter months. If you're eligible for Fuel Assistance, you may also be eligible for the Weatherization Program and Heating System Program, called Heartwrap.

I know that at times life can be a bit overwhelming. But remember, difficult roads can lead to beautiful destinations.

Around Town With Phil is brought to you as a public service by Flagship Insurance.

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