Cell phones don't just create distractions for drivers. Seven out of ten respondents in a Liberty Mutual Insurance poll say using a smartphone while crossing the street is distracting -- and dangerous -- for pedestrians. By comparison, 40-percent believe running across the street to beat traffic is hazardous, and 24-percent think jaywalking is a bad idea. However, 60-percent admit they'll be on their smartphone while they walk through traffic. Just over a quarter consider talking on the phone while crossing the street hazardous, but 51-percent do it.

Another 25-percent feel pedestrians shouldn't listen to music -- something 34-percent confess to doing. And 55-percent think it's unwise to send texts or e-mails while crossing streets, but 26-percent are willing to take the risk.