The SHINE Program, Serving Health Information Needs of Elders, isn't just for seniors, but is a great resource that provides free health insurance information , counseling and assistance to MA residents with Medicare and their caregivers.

Many younger people are receiving Medicare services, and SHINE makes available free one-on-one counseling, either in person or over the phone, to go over your account to see if you are paying too much or getting the best deal available to you.

SHINE works through every Council on Aging office in MA. SHINE counselors have helped many residents get the lowest price for health care related services.

Call 1-800-AGE-INFO or 1-800-243-4636.